Create a Christmas Budget
A good starting point is to outline what you need to buy and how much it will cost. You might discover that the total is way over your budget and you’ll need to make adjustments. Consider what is absolutely neccessary and what you can reasonably afford.
Student Discounts
Whether you're looking for Christmas gifts or want to enjoy a festive meal out, your student card can unlock a whole range of discounts!
Sites like UNiDAYS or Student Beans offer amazing discounts on everything from food & drink and travel to technology and clothing. Sign up using your student card.
Another good tip is to sign up to store loyalty cards. As points can add up, you might be able to get a couple of gifts for free.
Ulster students can also access exclusive offers from local business with their student card.
Priceless Parties
With party invites and social events stacking up in the run up to Christmas, you might feel the pressure to spend more money on nights out.
You don't need to say yes to every social occasion. Choose a couple of nights out that you just can’t miss, or merge your friendship groups and create one big party!
Eating and drinking out over Christmas can be costly, but the important thing is to spend time with your loved ones. Instead of going out, why not suggest getting together for a ‘pot luck’ or board game night?
DIY Christmas Gifts
You don’t have to spend a fortune on family and friends - a thoughtful DIY gift can go a long way. Think of what your loved ones like recreate it yourself, or use these tips for inspiration:
- Set up a home spa and pamper your friends with DIY facials and manicures.
- Offer to cook someone a special meal of their choice.
- There are lots of low cost or free activities you can do across Northern Ireland for a day trip.
- Make a your own Christmas card or homemade gift.
- Choose an easy cookie, gingerbread or traybake recipe and pack them in a cute box.
Jumper Joy
Buying an expensive Christmas jumper can be a waste of money if you only wear it a couple of times a year. Instead, check out pre-loved sites and local charity shops. You can also do the same for this year's party or Christmas day outfit.
Why not have a go at making your own Christmas jumper? Take an old jumper and inject new life into it by pinning tinsel to it, sew on a few baubles or even use battery operated fairy lights as a necklace.
Don't Panic
The most important thing to remember this Christmas is DON’T PANIC! Your true friends and family just want to spend time with you and won’t care what you spend.



